Ripple USD 價格

$GRVT Singapore, Malaysia and Thailand are coordinating cross-border digital money settlement while keeping their own supervisory rules. On October 23, 2026, the Monetary Authority of Singapore said Bank Negara Malaysia and the Bank of Thailand had joined its BLOOM initiative to develop payment arrangements involving regulated stablecoins and tokenized bank deposits. Key takeaways Three Southeast Asian central banks now participate in BLOOM. The initiative targets settlement compatibility and lower cross-border transaction costs. Ripple, Mastercard, Visa and the World Bank Group joined the expanded participant group. Each central bank retains its own regulatory authority. What BLOOM changes for cross-border settlement BLOOM brings regulators, financial institutions and payment companies together to develop arrangements for accepting, exchanging and settling digital money across national borders. Its scope includes regulated stablecoins and tokenized deposits, rather than a single shared currency. The name stands for Borderless, Liquid, Open, Online, Multi-currency. Bank Negara Malaysia and the Bank of Thailand joined as policymaker members, putting the three central banks in the same initiative while preserving their respective supervisory requirements. Efforts are focused on settlement and acceptance across borders, the ability of digital money networks to interoperate, and programmable compliance controls. Those controls cover identity checks, sanctions screening and transaction restrictions that institutions need when moving money internationally. According to MAS, shared implementation frameworks may lessen the need for banks and payment firms to hammer out individual operating agreements with each counterparty. Through this initiative, contracts, settlement processes and technical links will be reviewed in order to cut cross-border transaction costs for financial institutions. Cooperation without shared crypto regulations across Asia The BLOOM expansion concerns implementation frameworks and commercial arrangements, not a shared stablecoin license or an operational three-country settlement network. Singapore, Malaysia and Thailand retain responsibility for their own regulatory decisions. Leong Sing Chiong, Deputy Managing Director of MAS, stated that collaboration is essential given the growing use of varied forms of digital money in financial markets. Aznan bin Abdul Aziz, Deputy Governor of Bank Negara Malaysia, characterized seamless payments across different digital currencies as a prospect that is becoming more attainable. Bank of Thailand Deputy Governor Daranee Saeju said BLOOM would help inform Thailand’s approach to tokenized money, particularly for wholesale settlement and international payments. The initiative therefore brings work on crypto regulations in Asia into a common forum without replacing national supervision. Payment companies and banks broaden participation Ripple, Airwallex, Mastercard, Maybank, Monee, Nium, ShopeePay, Visa and the World Bank Group joined BLOOM’s expanded participant list. Existing members included Circle, Coinbase, J.P. Morgan, DBS, Anchorage Digital and Standard Chartered. The World Bank Group is participating as a multilateral development institution, contributing experience in payment-system modernization and financial inclusion, including the requirements of developing economies. The broader membership puts stablecoin issuers, banks and payment networks alongside the three central banks as they develop settlement arrangements. Participation does not itself constitute regional authorization for a particular token: the expansion did not establish approval for Ripple’s RLUSD or Circle’s USDC across the participating jurisdictions. The participating institutions’ work covers implementation frameworks and commercial arrangements, while each of the three central banks retains responsibility for its jurisdiction’s regulatory decisions. Article produced with the assistance of artificial intelligence and reviewed by the editorial team.

$PI *[EDUKASI VALID] 3 PILAR MENUJU STABLECOIN TEREGULASI: GENIUS x BLOOM x Pi Network* Akhirnya dunia bergerak ke arah yang sudah Pi kerjakan sejak 2019! *PILAR 1: GENIUS Act - USA 🇺🇸* Final Rule dari OCC (OJK-nya bank Amerika) tgl 21 Okt 2026, efektif 18 Jan 2027. Isinya: - Wajib cadangan 1:1 (kalau terbit $1 Miliar, cadangan harus $1 Miliar cash / US Treasury) - Wajib tebus max 2 hari kerja - Wajib lapor mingguan & triwulan - Larang bayar bunga pasif hanya karena pegang koin — anti bank bayangan Tujuannya: cegah risiko contagion seperti kasus Terra Luna dulu. *PILAR 2: BLOOM - ASEAN 🇸🇬🇲🇾🇹🇭* Inisiatif resmi Monetary Authority of Singapore (MAS) tgl 23 Okt 2026. BLOOM = Borderless, Liquid, Open, Online, Multi-currency Peserta: MAS + Bank Negara Malaysia + Bank of Thailand + Ripple, Visa, Mastercard, JPMorgan, Circle, World Bank Cakupan: 111 Juta+ orang Status: baru framework aturan, belum live production. Ripple lagi uji coba RLUSD. *PILAR 3: Pi Network - Community Driven* - Sejak 2019 wajib KYC jutaan Pioneer — ini yang sekarang dituntut GENIUS & BLOOM - Tidak pernah janji bunga / profit pasif 51% per bulan — fokus utility & ekosistem - Fase sekarang: Open Network + KYB (Know Your Business) — bisnis yang masuk harus lolos regulasi juga - Visi sama: pembayaran cross-border murah & cepat tanpa bank koresponden *KESIMPULAN:* Dunia baru menuju regulasi yang sudah Pi kerjakan 6 tahun. Jadi kalau ada yang nyinyir Pi telat, jawab: BUKAN TELAT, TAPI KEPAGIAN. Waspada! Kalau ada yang jualan koin baru ngaku bagian dari GENIUS atau BLOOM, itu 100% SCAM. Yang resmi saja belum live.

🚀 $RLUSD IS GETTING TRADITIONAL FINANCE ATTENTION 🇺🇸 Mastercard has praised Ripple’s $RLUSD stablecoin during an $XRP Ledger event in New York. This highlights the growing conversation around stablecoins and their potential role in modern payment infrastructure. 💡 The real story isn't just recognition — it's whether adoption, liquidity, and real-world payment use continue to expand. For the XRP ecosystem, this is a development worth watching. 👀 #Ripple #RLUSD #XRP #Bitget

$GRVT The discrepancy between technicals and fundamentals isn’t exclusive to L1s anymore. The stablecoin market is showing a similar trend this year. Technically, Tether’s $USDT is down over 2.5% over the past 12 months. And with $USDT accounting for more than 50% of the total stablecoin market, its outflows are still a major contributor to the stablecoin market’s almost $8 billion drop from its yearly opening market cap of $315 billion. However, despite the outflows, stablecoin adoption has continued to gain ground. Notably, South Korea’s government and the Bank of Korea are planning to amend the Foreign Exchange Transactions Act this year to recognize stablecoins as payment instruments, underlining growing regulatory support around stablecoins. To understand why this divergence matters, the aforementioned chart could give us a clearer picture. According to DeFiLlama, OG stablecoins have been recording a continuous outflow of capital over the last 30 days, with Circle-issued USDC recording a total of 4.7% net decrease. On the other hand, newer products, such as RLUSD, BUIDL USD, $USDf, and U, have been witnessing inflows. In particular, Falcon USD [$USDf] registered a whopping hike of over 42%, pushing its market value above $1 billion. Notably, this is where South Korea’s move matters. The recognition of stablecoins as a means of payment may stimulate their use and demand. Given that some new stablecoins have already gained popularity, favorable regulations may drive their adoption and popularity to even greater heights. Now, the big question is whether these newer players can turn growing adoption into sustained market growth. South Korea’s stablecoin push sparks debate over next crypto rally South Korea’s stablecoin move is coming at a critical time. Capital flows have been shifting, and unlike previous cycles where macro FUD sent investors to safe havens, gold and silver are under pressure. The spot price of gold was below $4,000/oz for the first time since 29th July, while silver was down 54% from its January all-time high and at its lowest since November. Bitcoin, on the other hand, has been performing reasonably well. In fact, at the time of writing, $BTC was up more than 23% from its late July low of $65K, even though it’s still around 36.5% below its $126K peak. Compared to gold and silver, $BTC has been flashing signs of some relative strength too. The catch? The stablecoin market cap has fallen back to its July levels over the same window, and still seemed to be about 5% below its $321 billion peak. In short, crypto has been holding up despite stablecoin liquidity weakening across the board. According to AMBCrypto, this is where South Korea’s move becomes important, as it adds to the growing gap between stablecoin adoption and market performance. $BTC has exhibited resilience despite a drop in stablecoin market cap, suggesting that “adoption-driven” momentum could be supporting the market even as liquidity takes a hit. Ultimately, South Korea’s support of stablecoins appears to be part of a broader market shift. Even though liquidity has been under pressure, rising adoption and growing interest in newer players suggests the market is evolving beyond its established leaders. Combined with Bitcoin’s relative strength, this divergence might highlight how regulatory progress and adoption could shape the next phase of crypto market growth.