Ripple’s Emeritus David Schwartz stated that “we’re really close” to a multi-trillion adoption opportunity, thanks to decentralized finance (DeFi) going mainstream. The global tokenization market is set to grow trillions of dollars over the next decade, and the seasoned crypto industry figure is betting on the blockchain to be a huge part of it.
David Schwartz Notes a Blockchain-Friendly Shift
“For the industry generally, tokenization is really taking off. The regulatory obstacles are really coming down”. I’m excited to see what retail DeFi is gonna look like”. The computer virtuoso advised developers to build on Androind & iOS simultaneously, potentially bringing millions of smart phone users on-chain via Web3 apps.
The discrepancy between payments managed by Ripple’s custody platform and XRP’s actual employment in the field is enormous. In 2025, Ripple Prime processed over $13 trillion in payments, but none of them came in XRP or even stablecoins. With the regulatory clarity coming along, Ripple’s execs expect to bridge that gap.
The San Francisco-based fintech company’s big not only on regulated trading venues via the exchange-traded funds (ETFs), but also on-chain compliance and the Artificial Intelligence (AI) agent-based transaction tsunami: Ripple’s President Monica long forecasted a 10x on network transactions in a year due to the rise of AI-powered payments.
XRP’s Price Setup Gets The Sideways Treatment
Meanwhile, XRP’s price action reflects a market searching for clear direction after a sustained October pullback. Historical data from CoinGecko shows the OG altcoin closing at $1.29 on October 17, down from $1.41 on October 11, 2026. The $1.29 – $1.32 demand zone is now in focus for bulls aiming to capture the $1.50 psychological level.
On the daily XRP price charts, the $1.33 level represents the mid-tier Bollinger Band (BOLL), an exact estimated average where bulls may even the score, but only regain dominance at $1.71, conquering the Red-Label Bollinger Band. Going upward, the $2.30 SuperTrend price (green) is where long-term holders can expect a broader rally if sustained by the daily candlesticks.
